About Serra Nova Financial
At Serra Nova Financial, we connect small businesses and individuals with trusted funding solutions tailored to their needs. Whether you’re looking for working capital, financial wellness planning, or growth financing, our team makes the process simple, fast, and transparent. With access to a wide network of lenders and financial partners, we help you explore the best funding opportunities — so you can focus on running your business with confidence.
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Lending & Solution Partners
Clients
Our Services
Tailored financial solutions designed to help individuals and businesses move forward with confidence.
Finance & Restoration
Find strategies to reduce or restructure your debt with guidance from trusted financial partners.
Financial Wellness Program
Improve your credit score and financial health through customized repair programs.
Access working capital, funding options, and flexible solutions to achieve your business goals.
Business Financing
Get in touch
Have questions about funding options? Our team is here to help. Fill out the form below and we’ll respond promptly.
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Serra Nova Financial gave me real options to finally get out from under my credit card debt. They walked me through every step, explained the programs clearly, and I never felt pressured. Thanks to them, I’m on track to being debt-free for the first time in years.
- Maria L.
★★★★★
★★★★★
As a small business owner, I was struggling to secure funding through traditional banks. Serra Nova Financial connected me with the right financing quickly and made the process stress-free. I had working capital in days, not months.
- James R.
Frequently asked questions
What is Serra Nova Financial?
Serra Nova Financial connects small businesses and individuals with trusted funding solutions. We help you find the best loan or relief program for your needs — fast, simple, and secure.
How does your service work?
We connect you with vetted lending partners and funding programs. Just tell us what you’re looking for, and we’ll match you with real options based on your goals — no pressure, no hidden fees.
How much does it cost?
Our service is free to use. You only pay if you accept a funding offer, and all costs (if any) are disclosed upfront by the lender.
What types of funding do you offer?
We offer debt resolution, credit repair, and business financing options through our network of partners. Whether you’re rebuilding credit or growing your business, we can help.
How long does funding take?
Some clients receive funding in as little as 24–48 hours after approval, depending on the lender and loan type.
Will this affect my credit score?
Checking your options through us does not affect your credit. Some lenders may do a soft inquiry if you proceed with an offer — we’ll always let you know first.
Serra Nova Financial
Connecting you with trusted funding options.
Support
Phone: 305-845-8825
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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates (APR) ranging from 5.5% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 6 to 84 months. For example: a loan of $20,000 with a 5% origination fee ($1,000), a 48-month term, and an interest rate of 16.00% would provide a net loan amount of $19,000. The monthly payment would be $566.94, equating to an APR of 18.23%. The total interest paid over the life of the loan would be $7,172.94, and the total cost of the loan (interest + origination fee) would be $8,172.94. The total of all monthly payments would equal $27,172.94. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all required monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Program fees are success-based, generally up to 25% of enrolled debt, and vary by state. Average program duration is 24–48 months. We cannot guarantee specific results. Services are not available in all states, and eligibility depends on individual circumstances. Using debt consolidation services may negatively impact credit, subject clients to collections or lawsuits, and increase balances from accrued fees and interest. Certain debts or creditors may not qualify. Serra Nova Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry. Testimonials reflect individual opinions and experiences, which may not represent typical results.
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