Serra Nova Financial – Corporate Information
Company Name:
Serra Nova Financial
Address:
30 N Gould St Ste N
Sheridan, WY 82801
Phone:
727-614-5690
Email:
operations@serranovafinancial.com
Executive Team:
Jonathan Mercado — Chief Executive Officer (CEO)
Robert Arraiza— Operations (Management)
Serra Nova Financial
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Phone: 307-301-5688
© 2025 Serra Nova Financial. All rights reserved.
We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates (APR) ranging from 5.5% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 6 to 84 months. For example: a loan of $20,000 with a 5% origination fee ($1,000), a 48-month term, and an interest rate of 16.00% would provide a net loan amount of $19,000. The monthly payment would be $566.94, equating to an APR of 18.23%. The total interest paid over the life of the loan would be $7,172.94, and the total cost of the loan (interest + origination fee) would be $8,172.94. The total of all monthly payments would equal $27,172.94. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all required monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Program fees are success-based, generally up to 25% of enrolled debt, and vary by state. Average program duration is 24–48 months. We cannot guarantee specific results. Services are not available in all states, and eligibility depends on individual circumstances. Using debt consolidation services may negatively impact credit, subject clients to collections or lawsuits, and increase balances from accrued fees and interest. Certain debts or creditors may not qualify. Serra Nova Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry. Testimonials reflect individual opinions and experiences, which may not represent typical results.
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