FOR CALIFORNIA RESIDENTS ONLY
“Do Not Sell My Information” Request and Assertion of Privacy Rights
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to opt out of Serra Nova Financial selling certain personal information by submitting a “Do Not Sell My Information” request.
Your rights under the CCPA include (but are not limited to):
The right to know what personal information we collect about you
The right to know the sources of that information
The right to know how we use and share that information
The right to request deletion of your personal data (subject to legal exceptions)
The right to opt out of the sale of your personal information
More details about the information we collect and how we share it can be found in our Privacy Policy and our California Privacy Notice.
Please note: certain federal and state laws (such as the Gramm-Leach-Bliley Act) may limit or exempt specific types of personal data from CCPA requests.
If you wish to exercise your rights under the CCPA or to submit a “Do Not Sell My Information” request, please complete and submit the form below, or contact us using one of the methods listed.
How to Submit Your Request:
Online Form: Fill out below
Phone: 727-614-5690
Mail: Serra Nova Financial
30 N Gould St Ste N
Sheridan, WY 82801
Once we receive your request, we will confirm your identity and process it in accordance with the CCPA and applicable laws.
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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates (APR) ranging from 5.5% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 6 to 84 months. For example: a loan of $20,000 with a 5% origination fee ($1,000), a 48-month term, and an interest rate of 16.00% would provide a net loan amount of $19,000. The monthly payment would be $566.94, equating to an APR of 18.23%. The total interest paid over the life of the loan would be $7,172.94, and the total cost of the loan (interest + origination fee) would be $8,172.94. The total of all monthly payments would equal $27,172.94. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all required monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Program fees are success-based, generally up to 25% of enrolled debt, and vary by state. Average program duration is 24–48 months. We cannot guarantee specific results. Services are not available in all states, and eligibility depends on individual circumstances. Using debt consolidation services may negatively impact credit, subject clients to collections or lawsuits, and increase balances from accrued fees and interest. Certain debts or creditors may not qualify. Serra Nova Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry. Testimonials reflect individual opinions and experiences, which may not represent typical results.
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